080701 SFOA Summary

Important Customer Information: Your Rights and Obligations

YOUR USE OF THE NETWORK
Network limitations and the capabilities of your mobile phone may affect your ability to receive the service. Your mobile phone must be compatible with our network – for a list of compatible mobile phones, see GRLmobile.com/equipment.

YOU CAN USE YOUR CAP & BASIC CREDIT ON …
Standard/international calls & video calls, standard/international SMS, MMS & video MMS, voicemail, directory assistance, calls to 13, 15 & 18 numbers, mobile internet.

YOU CAN’T USE YOUR CAP & BASIC CREDIT ON…
Premium SMS & calls (such as SMS voting or SMS competitions), National & International roaming, Blackberry®.

CREDIT EXPIRY
Different credit expiry periods and prepaid credit amounts apply to different top-up Amounts. The credit expiry period and prepaid credit amount applicable to a particular top-up Amount is outlined earlier in this brochure. When you top-up your account and any prepaid credit is forfeited, that prepaid credit is forfeited permanently. You should therefore take care in specifying the amount by which you top-up to avoid an unexpected loss of prepaid credit.

GRLmobile Prepaid Caps: If you top-up for an amount which corresponds with a GRLmobile prepaid cap top-up amount, any unexpired prepaid credit you have will be forfeited.
GRLmobile Prepaid Basic: If you top-up for an amount which corresponds with a GRLmobile Prepaid Basic top-up Amount, any unexpired Prepaid Credit you have will be forfeited, unless you are already on a GRLmobile Prepaid Basic.

GRLtalk & GRLtxt OPTIONS
With GRLmobile Prepaid, each time you top-up you will receive one of the following GRL2GRL options:

GRLtxt: Each top-up (Cap or Basic) you can elect to choose GRLtxt as your GRL2GRL option. The GRLtxts applicable to a particular top-up amount are outlined earlier in this brochure. GRLtxts are standard text messages sent within Australia to other mobiles on the GRLmobile Network in Australia, 24 hours a day, 7 days a week.

GRLmobile Prepaid Basic: In the case of a non-whole number top-up we will calculate the amount of GRLtxts as three times the top-up amount and then round it up to the nearest whole number. The maximum number of GRLtxts you can receive is 200. For example, $10.55 equates to 31.65 which equals 32 texts GRL 2 GRL.

GRLtalk Each top-up (Cap or Basic) you can elect to choose GRLtalk as your GRL2GRL option. The GRLtalk applicable to a particular top-up amount is outlined earlier in this brochure. GRLtalk are standard calls within Australia to other mobiles on the GRLmobile Network in Australia, 24 hours a day, 7 days a week. The full Call Connect Fee for each call applies and is deducted from your GRLtalk credit.

GRLmobile Prepaid Basic: In the case of a non-whole number top-up we will calculate the amount of GRLtalk as three times the top-up amount up to a maximum of $100. For example, $10.55 top-up equals $31.65 talk GRL 2 GRL.

IMPORTANT NOTES ON GRLtalk & GRLtxt

  1. Upon activation of your GRLmobile Prepaid service GRLtalk will be chosen as your default preference. You can change your preference when you top-up (using a voucher or credit card) at “My Account at GRLmobile.com” or by calling 1300 GRL GRL. Here you will be asked to specify GRLtalk or GRLtxt for that recharge. If you top-up using “My Account on your mobile” or “Top-up Express at GRLmobile.com” then GRLtalk will be chosen for that recharge.
  2. You require an active credit balance (minimum balance of $0.10) to use your GRL2GRL option. Once your credit is below $0.10, or has expired, any unused GRLtalk or GRLtxt credit is forfeited.
  3. Each time you top-up any unused GRLtalk or GRLtxt credit is forfeited.
  4. When using your GRLmobile Prepaid service we will draw down on your GRLtalk or GRLtxt credit first (where applicable) before your active credit balance.

    We may change or withdraw GRL2GRL options at our own discretion. It may take up to 48 hours for your GRLtalk or GRLtxt to take effect – any usage before the GRLtalk or GRLtxt is applied will be charged at the standard rate applicable to your Plan. All GRL2GRL options are subject to our Fair Use Policy, available on our website at GRLmobile.com/terms.

THINGS YOU SHOULD READ BUT PROBABLY WON’T
Important Customer Information: Your Rights and Obligations. We are Mobileworld Operating Pty Ltd (ACN 090 451 433) (trading as GRLmobile).
This document is a summary of the terms and conditions contained in our Standard Form of Agreement (Agreement). If you would like to obtain a copy of this summary or the Agreement itself, you can do so by calling our GRLmobile Concierge Desk on 1300 GRL GRL or by visiting our website at GRLmobile.com/terms. The Agreement is binding on you, the customer, and us, when you complete your application to receive a service from us, or if you are a prepaid customer when you activate your service, and it continues until your service is cancelled in accordance with the contract terms or we notify you that we have refused your application for the Service. Regardless of whether you have read the Agreement, it is legally binding on you.

Services
Our Agreement relates to mobile telephone services, which have the features described in the Service Description for each Service as set out in Parts B and C of the Agreement. We will provide your services to you with due care and skill. Where there is a problem with your service, we will do our best to restore it as quickly as possible. Network limitations and mobile phone capabilities may affect your ability to receive the service. If you are experiencing a fault with the Service, you should contact our GRLmobile Concierge Desk in the first instance. International roaming services are de-activated by default on your account. You will need to contact our GRLmobile Concierge Desk if you wish to have international roaming services enabled. Note that international roaming is only available for post paid customers.

Fees and Charges
The fees and charges that apply to your service are set out in the parts of the Agreement that apply to your service. In addition to the fees and charges described in this summary, a number of other fees and charges may apply in relation to your service in different circumstances. The fees and charges that are applicable to your service are described in more detail in the Service Description that applies to your Service. Charges will also vary depending on the type of plan you selected with us and whether or not you are a prepaid customer or you pay accrued charges at the end of each billing cycle. Certain plans offer various bonus options that vary the rates (in your benefit) or the features of your service, as well as provide credits that you may use to offset your monthly service charges. Details of any credits and other bonus options that may apply to your service are outlined in the Service Description sections of the Agreement. We may also make special promotions available in connection with your service which may vary the rates or features of your service. The terms of these will apply if we tell you about them when you make your application or, if you are told about them later, if you choose to take up the special promotion.

Changing the Agreement
From time to time, we may need to make changes to the Agreement. You may at any time obtain an up-to-date version of the Agreement from our website at GRLmobile/terms. We will update the online version of the Agreement to reflect changes we make as soon as practicable after the changes take effect.

How can we make minor changes to the terms and conditions affecting your service?
Generally, if changes affect you in either a neutral or positive way, we don’t need to give you notice of those changes. When we think that any minor changes would be detrimental to you, we may give you notice of the changes before we make them. If we make a minor detrimental change to the Agreement and don’t give you advance personal notice, we will place a notice describing the change in a national newspaper before making the change. In those cases we will give you personal notice in some other way, such as by including information about the change on your bill, within 4 months after the change. If you can show that any change made in this way has more than a minor detrimental impact on you, you may cancel your service on a no cost basis in accordance with the Agreement.

Specific situations in which we can make changes
We may vary or introduce additional charges in relation to our fees for administrative services (such as credit card payment fees, billing fees etc) so long as we give you personal notice of the change and offer you an alternative at no additional cost. If we do not offer you an alternative at no additional cost, you may terminate your service on a no cost basis. We can also increase the charges for content or premium services if a third party, on whom we rely for the service, increases the cost of those services. If you have used those services in the last six months, we can only increase the charges if we first give you notice of the change and give you the option (at no additional cost) of not using the service. If we need to make a change to the Agreement as a result of a change in our arrangements with our suppliers, we must first give you prior notice of the change and you will have the right to cancel the service within 42 days on a no cost basis. We do not need to give you notice where we make changes relating to new taxes or to international roaming rates or for international services and roaming.

Urgent changes
We may be required to make urgent changes to the Agreement from time to time, network, or for technical reasons. We will give you as much notice as we reasonably can if this happens.

Changes to fixed period contracts
Other than for the circumstances described under “Urgent changes” above, we cannot make changes to a fixed period contract unless we are required by law; or give you 21 days notice about the change and how it affects you, and allow you to cancel the service on a no cost basis in accordance with the Agreement.

Can you make a change to the Agreement?
You can only make changes as provided for specifically in the section of the Agreement that sets out the Service Description for your service. You cannot make any other changes to the Agreement without first obtaining our consent.

Billing Prepaid:
If you are a prepaid customer on a Prepaid Plan, you will have to make prepayments in order to use the service. We will apply your prepaid credits against the charges that you incur when you use the service. We will first need to receive and process prepayments before you can use prepaid credit.You will have access to online statements relating to your account. Other Contracts: We issue all our customers with a hardcopy paper bill. We will send your paper bill at the end of each billing cycle, to the address you have notified to us. Our bills are normally issued monthly, although this frequency may change at any time, and we may need to issue you with an interim bill in some circumstances.

Multi-User Accounts
We offer a feature known as a Multi-User Account which enables you to combine payments for several services, and payments for several mobile phones, into one account. The Primary Account Holder must be a postpaid customer, who is responsible for the fees and charges for all linked accounts. The Primary Account Holder receives a single bill for all services and payments in this situation, and is able to set certain features of the linked accounts. Those features are subject to change.

General Billing Information
You can pay us by cheque, electronic funds transfer, credit card and any other methods we notify to you. If you pay by credit card, we may charge you a credit card payment processing fee. You must pay all charges (and taxes) set out on a bill on or before the date the bill is due for payment. If you don’t pay your bill, we may cancel, restrict or suspend your service, unless you have entered into a payment arrangement with us. A late payment fee may also be payable. We will try to notify you before cancelling, suspending or restricting the service for late payment. If you choose to make payments by cheque and the cheque is dishonoured, or by credit card and there is an insufficient clear limit available on your credit card, a payment dishonour fee may apply. A number of options are available to you if you are unable to pay a bill because of personal hardship. If you contact us and seek to be placed on our hardship recognition and assistance program, we may place you on that program if we recognise sufficient personal hardship in the circumstances. Our bills will contain contact details which you can use to contact us if you have any queries about your bill.

Prepayments
We do not require security bonds in relation to any of our services. However, we may require you to pay the estimated cost of an invoice period in advance as a prepayment if we reasonably believe that you present a credit risk. We will require a prepayment, for example, if you have no credit record or history of residence in Australia, or if we have evidence that you have previously failed to pay outstanding charges on a previous account for a telecommunications service. We may cancel, suspend or disconnect a Service if you do not provide such prepayment.

What happens when your fixed period contract term ends?
If the commitment period of your fixed period contract term ends and neither you nor we cancel your service with us, we will continue to provide you with the service until we give you 30 days notice of termination, or you cancel your service with us. If you do not wish to continue to use the Service on a month-to-month basis you must cancel it by calling us or writing to us requesting that it be cancelled. We may wish to cancel our service to you at the end of a fixed period contract, or wish to change the terms of service (including charges) after the termination date. If we decide to do so, then we will inform you of this at least 30 days before the end of the fixed contract period.

Limitations, Cancellations and Suspensions
If you don’t have a fixed period contract with us, then you may cancel the service without charge at any time by calling us or writing to us. Your call or letter to us will be a notice to cancel the service which is effective on the day we receive that request. If you have a fixed period contract with us, the term of your commitment period will depend on what you selected at the time of choosing the service. To find out your commitment period, please call our GRLmobile Concierge Desk. However, you can cancel your service without charge if we materially breach the contract between us, you are required by law to do so, our provision of the service is illegal, or where your service has been suspended for one week or more when there is no fault on your part. You may also be able to cancel the service without charge if we make certain detrimental changes to the Agreement. More information about your right to cancel the service is contained in the Agreement. You can cancel the service at any time, but if you have a fixed period contract and do so before the end of the contract period, then you may be required to pay an early termination charge set out in the Agreement. We may suspend or cancel your service in a number of situations. These include where we suspect fraud by you or anyone using your service, where you fail to pay one of our bills by its due date, or where you breach an essential clause of our Agreement. Your service may be suspended during the course of a call if you are a prepaid customer and have insufficient credit. If a service is cancelled, you may be required to return certain equipment to us, pay any amounts for your use of the service at the time of cancellation, and pay any amount outstanding for any equipment that you have purchased from us. We will refund to you any unused credits on your account. A disconnection or early termination charge may apply. If the service is suspended, you will not be able to use the service for the duration of the suspension. The commitment period of a fixed period contract may be extended to take into account any suspension. We will not charge you for any access fees or other usage charges during the time that your account remains suspended. You may be required to pay a reconnection fee if you ask us to reconnect a service that had previously been suspended, disconnected or cancelled.

Liabilities
The fees and charges incurred in relation to your service will be your responsibility at all times, even if you were not personally using the service at the time. You may be liable to us for the charges for the use of your service, any liability for breach of contract or negligence, and any damage to our equipment lent to you which is not the result of fair wear and tear. You won’t be liable to us for any loss to the extent that loss is caused by us or our employees, agents or contractors. We will be liable to you for any direct damage that is caused by the negligence of us, our employees or agents during installation, repair or maintenance and for any direct damage caused by any breach of contract or negligence of us, our employees or agents. We also accept liability for any death or personal injury that is caused by the wrongful act or admission of us, our employees or agents. To the extent permitted by law, we are not otherwise liable to you. Certain legislation may imply terms and warranties into contracts for the supply of goods and services that are not able to be excluded. We exclude all liabilities to the extent that we are permitted to do so by law, and also to the extent that any loss or damage is caused by you. Where we are legally not permitted to exclude all liability to you then, if permitted to do so by law and it is reasonable and fair to do so, we limit our liability to you to the re-supply, repair or replacement of any goods or services. This limitation does not apply to goods or services which are of a kind ordinarily acquired for personal, domestic or household use or consumption.

Lost and stolen equipment
Your mobile phone is your responsibility at all times. You will be responsible for any outstanding payments for equipment that you buy from us, even where you lose it, or it is stolen or damaged. If your mobile phone is lost or stolen, you must notify us as soon as possible. You will be responsible for all charges incurred on a service until you notify us that your mobile phone has been lost or stolen. Information in relation to the security tools that are available in relation to your Service and assistance regarding their use can be obtained from our GRLmobile Concierge Desk. You may choose a PIN identify you through our GRLmobile Concierge Desk. You are responsible for keeping it secure and will be bound by any directions made by a person who is able to quote your PIN to us. If you cannot quote your PIN, and we cannot otherwise confirm your identity to our reasonable satisfaction, we may refuse to act on your directions until such time as you are able to do so.

Transferring your service
When you agree to transfer a service to us from another provider, you authorise us to act on your behalf with your current service provider so that we can transfer the service. We will do our best to transfer the service to us as soon as possible but are not liable for any failure or delay in the transfer. You should be aware of any consequences under the terms of your contract with your existing service provider before requesting a transfer. We are not responsible for any of those consequences, for any credit amounts owed to you by your previous service provider, or for any amounts owed by you to the service provider. We may provide you with the service on terms that are different to your original service provider. You may transfer your mobile number to another person only where you have our prior consent.

Privacy and your personal information
GRLmobile is committed to protecting your privacy as part of our ongoing service to you. We use your personal information for the purposes of assessing your application for our services and equipment (including conducting credit checks and exchanging information with credit agencies and credit providers), providing you with services and equipment, administering your account with us, and carrying out analysis to provide better products and services. Your personal information may be disclosed to our suppliers, contractors, dealers, related companies and agents for these purposes. It may also be disclosed to government and law enforcement agencies as required or permitted by law. This may include disclosure to the operator of the Integrated Public Number Database to help with managing and verifying phone numbers and other approved purposes. If you have agreed, we may also use your personal information to contact you about the products and services offered by us and our affiliates and business partners. If you do not want us to use your personal information in this way, you can ask us by contacting our GRLmobile Concierge desk, or our Privacy Officer on (03) 9695 0223 or by email at privacy@GRLmobile.com. You can also use these contact details to request access to your personal information. The GRLmobile Privacy Policy is available from our website at GRLmobile.com/privacy.

Complaint handling
If you have any complaints relating to your service (including complaints about your bill), you should contact us first to resolve the complaint. Please call us at our GRLmobile Concierge Desk on 1300 GRL GRL. We will attempt to acknowledge receipt of your complaint within 5 business days and find a resolution within 30 days. We will keep you updated as to the progress of your complaint if it is not possible to comply with these time frames. We handle all complaints according to the Complaint Handling Code. Information about this code can be obtained by contacting us or the Australian Communications Industry Forum. If you are not satisfied with the initial outcome of your complaint, you may request a supervisor or manager to review your complaint and our handling of it. If you are still not satisfied, there are other avenues available such as the Telecommunications Industry Ombudsman, the Office of the Federal Privacy Commissioner, or the Department of Fair Trading or Consumer Affairs in your State or Territory.

Further information and assistance
If you would like more information about the terms and conditions regarding the service we provide to you visit our website at GRLmobile.com/terms If you do not understand this document or any of the terms and conditions that apply to you, please call our GRLmobile Concierge Desk on 1300 GRL GRL. If you have difficulties understanding English, please call the Translating and Interpreting Service on 13 14 50 and ask for an interpreter to assist. For communications assistance, call the National Relay Service on 13 36 77. We also provide this summary in large print for the visually impaired online at GRLmobile.com/terms.

We want to help you manage your charges for Premium Services
IMPORTANT NOTE: As of 1st July 2008, Premium Services ARE NOT available from your GRLmobile Prepaid Service. Please check GRLmobile.com/premiumservices for information on availability of Premium Services. Often, an unexpectedly high bill results from the use of Premium Services. We want to help you understand what a Premium Service is and some of the things to watch out for when using Premium Services, to help you avoid getting a nasty surprise when you receive a bill.

What is a Premium Service?
Premium Services are content or live advice services which can be accessed by making a phone call, by sending a message (eg SMS) or via data connection from your mobile phone using GPRS/WAP services. They include chat services, voting on TV shows, information updates, information lines (such as horoscopes or weather services) entering competitions and buying ring tones, wallpapers and games for your mobile phone. Some of these services may be accessed from our WAP portal, others may be accessed by you directly using numbers advertised by third parties. Premium Services may start with their own prefix such as “19”, “190” or “188”. Please note that international calls also cost more than standard calls. Some services offer access to premium data services. Examples of such services include news updates, sports or weather reports, ring tones and wallpaper.

How can you be charged for Premium Services?
There are a number of ways in which you can be charged for Premium Services. These include:

  • Flat Rate – this is where you are charged a fixed amount for each SMS or MMS message you send or call you make. For example, you could be charged $5.00 for a ringtone or, if you use an SMS chat service, you could be charged $1.20 for each SMS you send.
  • Timed Rate – this is where your calls or data services are timed at a rate per minute. With some calls you won’t just pay for the length of the call, you may also be charged a connection fee, called a flagfall. For example, a live chat service may charge you $5.00 a minute, plus flagfall.
  • By volume – with some premium services, you may also be charged according to the amount of data you download from or via the network.
  • By subscription – in some cases you are required to subscribe for a Premium Service, which means ongoing subscription fees are payable even after the initial call or message, or after you have received the relevant data or other content on your phone.

Before using a Premium Service, please check the price of the service carefully. The prices for each Premium Service should be listed with the number. We also suggest you keep track of how many times you use Premium Services, how long your calls last, and how many messages you send. The charges for Premium Services can quickly add up, especially when you use subscription-based services, and it can be easy to lose track of these costs. Failing to keep track of your Premium Services can lead to an unexpectedly high bill, and financial difficulties for you if you are unable to pay (including the possible restriction or suspension of your service and the recording of a default in your record with credit agencies, which could affect your ability to get credit in future).

Who is responsible for the charges?
The responsibility for your mobile, and the cost of any calls made from your mobile, usually rests with you. This includes Premium Services used by family and friends, even when made without your knowledge. There are a number of specific rules that relate to the provision of Premium Services, aimed at ensuring that customers are fully informed about the price and content of the services. If these rules have been broken, you may not have to pay for the service. If your phone is lost or stolen you should let us know straight away by calling us on 1300 GRL GRL, so that we can take action to block your account.

What can you do to reduce the risk of a higher than expected bill?
Some of the things you can do to help manage your spend on Premium Services include the following.

  • Always check the cost of the Premium Service before you use it.
  • Keep track of how many calls you make, or how often you access these services.
  • Keep track of how long they last as the costs can quickly add up, possibly creating an unexpected high bill and potentially contributing to financial difficulty.
  • You can check your usage online at GRLmobile.com/myaccount or by calling our GRLmobile Concierge Desk on 1300 GRL GRL (note there is a 24 hour delay in updating your usage for postpaid customers and for any international calls regardless whether made on a pre or post paid account).
  • You can bar outgoing calls and messages. Please call our GRLmobile Concierge Desk to discuss your barring options.
  • To guard against the risk of unauthorised use of your mobile phone, you may (depending on your phone’s functionality) be able to place a security access code on your phone. Check the instructions for your mobile phone handset to find out about security access codes for your phone.

Concerned about your use of Premium Services?
To discuss any concerns you have about Premium Services and/or the costs you have incurred, please call our GRLmobile Concierge Desk on 1300 GRL GRL. If we are unable to resolve this matter to your satisfaction you can contact the Telecommunications Industry Ombudsman (TIO). The TIO is an office of last resort for complaints about the telephone and internet services.

Phone 1300 650 410
Freecall 1800 062 058
Freefax 1800 630 614
TTY 1800 675 692
Email tio@tio.com.au
Translator and Interpreter Service 131 450

If you have a complaint about the content of a 190 service you can contact the Telephone Information Services Standards Council (TISSC). TISSC investigates complaints about message content and advertising of 190 Premium Services.
Phone 1300 139 955
Fax (02) 9211 4447
Email tissc@tissc.com.au

You can also contact the Australian Communications and Media Authority (ACMA) for information on telecommunications issues. The ACMA is a Commonwealth government agency responsible for regulating the telecommunications industry.
For calls from Melbourne (03) 9963 6988
For calls outside Melbourne phone: 1300 850 115
Fax (03) 9963 6989